Faithful Path Credit Co - Credit Education & Financial Literacy (DIY)
A division of Faithful Paths LLC
We provide credit education only. We do not offer credit repair services, dispute filing, or guaranteed credit score changes.
“Credit progress is built through clarity, consistency, and informed decisions.
We believe understanding your credit empowers you to make wise choices and move forward with confidence—one step at a time.”
Faithful Paths Credit Co provides structured, educational, and ethical credit education services for individuals and families seeking greater financial clarity and long-term stability.
Rooted in faith, integrity, and responsible stewardship, we believe credit education should be empowering, transparent, and grounded in truth—never driven by pressure, fear, or false promises.
Our services are designed to help clients:
Better understand their credit reports and scoring factors
Learn how credit decisions influence long-term financial outcomes
Identify potential inaccuracies or outdated information within their credit reports
Develop responsible financial habits and informed decision-making practices
We take a guidance-first, education-only approach, focusing on clarity, accountability, and steady progress rather than quick fixes or guaranteed outcomes. Clients remain fully responsible for any actions taken based on the education provided.
By walking alongside our clients with clarity, encouragement, and respect, we help them take informed and confident steps forward—building financial awareness and stability one step at a time.
Credit Education & Financial Literacy
“For God is not a God of confusion but of peace.” — 1 Corinthians 14:33
We approach credit support with clarity, order, and care so clients can move forward with confidence.
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$55 | 60-Minute Guided Education Session
This session is the required starting point for all new credit education clients.
Designed for individuals who feel overwhelmed, confused, or unsure where to begin, this session provides clarity and direction without pressure or guarantees.
What we cover:
How credit reports and scores work
Review of the client’s current credit situation
Education on common negative factors
Identification of potential inaccuracies or outdated items
Clear explanation of next steps
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$75 / month | Education-Only, Guided Support
This monthly service is designed for clients who want consistent, hands-on guidance while they work through the credit education and dispute process with support, structure, and accountability.
Clients are not left to figure things out alone. We meet regularly to review progress, answer questions, and walk through next steps together, while ensuring all actions remain client-directed.
What’s included each month:
Up to 3 guided education sessions (60 minutes each)
Ongoing review of credit reports and changes
Education on dispute responses and next steps
Accountability and progress check-ins
Support understanding timelines and expectations
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$99 | Structured Credit Education Plan
This is a personalized education roadmap for clients who want structure, clarity, and guided accountability without a long-term commitment.
Includes:
Credit Clarity Session
Customized credit education plan
Guided walkthrough of action steps
Priority focus areas explained clearly
Educational tools and worksheets
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$149 | 90-Day Guided Education Program
Designed for individuals and families ready to address credit understanding and debt awareness together, this program provides steady, supported progress over 90 days.
Program focus:
Credit report education & monitoring
Guided dispute education support
Debt awareness and prioritization
Budget-aligned decision making
Habit-building for long-term stability
Faithful Paths Credit Co provides credit education and financial literacy services only. We do not provide credit repair services, file disputes, contact creditors or credit bureaus, or guarantee credit outcomes.